I’ve heard many people talking about how they don’t believe in New Year’s resolutions. Personally, I like to use the beginning of each new year to set a few goals. Doing this helps me to work toward aspirations that might otherwise feel overwhelming. Goals help me break down larger dreams into bitable chunks I can tackle with confidence.
This year I plan to work towards the following goals:
- Remain consumer debt free.
- Continue to simplify by selling or donating excess possessions.
- Continue to contribute to our car savings until we have enough saved for Kirk to purchase his next car outright. Currently have $4,892 saved. Our goal is $20,000.
- Raise the additional principal we pay on our mortgage each month. Currently only paying $20 additional per month. Our goal is to pay an additional $1,000 monthly.
- Increase the amount we contribute to the kids’ college savings. Currently contributing $50 monthly. Our goal is $300 monthly.
- Be more intentional and consistent with the message I hope to share at Ex-Consumer.
- Explore the possibility of going back to work full-time.
It’s helpful to write down your intentions. Putting them in writing gives them substance. So whether you share your goals online or in a private notebook, I encourage you to make a quick list of your dreams and goals for this year.