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What do You Think You Need?

Posted by Marko on September 30, 2018 in Off Topic |

If you really want to take complete control of your spending, you must have a very clear understanding of the difference between needs and wants. I suspect you’ve heard this before, and perhaps you already understand the difference, at least on a technical level. But I’ll bet that if you could hear a perpetual recording […]

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Storms, Guilt and Emergency Preparedness

Posted by Marko on September 22, 2018 in Off Topic |

On Friday night, a wicked storm with winds up to 80mph whipped through the Columbus, OH area where I live. Trees were unrooted like weeds and lawn furniture was tossed around like leaves in the powerful gusts. We were fortunate to only lose power for a short time, but many others are — and will […]

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Are You Prepared for an Emergency?

Posted by Marko on September 16, 2018 in Off Topic |

A recent power outage in my area that lasted up to nine days for many people prompted me to begin assembling an emergency kit of sorts. I realized that my family doesn’t keep any nonperishable food, and we never stock extra water. It’s become clear to me that having some basic supplies in case of […]

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Your Ideal Life

Posted by Marko on September 8, 2018 in Off Topic |

What is your ideal life? How far away is your ideal life from where you are today? What can you do this week to start closing the gap? For me, the ideal life involves a flexible work schedule that allows for plenty of traveling and time with my family. It also involves doing work I’m […]

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Spend More on the Things You Love

Posted by Marko on September 1, 2018 in Off Topic |

There are many areas in my life where I practice frugality, or just do without. The funny thing is, those areas where I cut back are areas in which I don’t notice any kind of lack. In other words, I never feel like I’m missing out. For example, we almost never eat out. This is […]

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What’s Your Ideal Work Arrangement?

Posted by Marko on August 24, 2018 in Off Topic |

The past few weeks have been a total whirlwind for me. Earlier this month I launched my first e-book, then awaited some changes looming in my full-time job. Late last week, I finally got the news. I am being switched from salary to hourly employment. While the details aren’t finalized, what’s certain is there are going […]

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Wow. I Did Not See that Coming

Posted by Marko on August 17, 2018 in Off Topic |

There have been some exciting developments happening in my world lately. A couple of fantastic opportunities I’ve never before considered have presented themselves — and some of them have to do with this blog and my new e-book. As things take shape, I’ll give you more details. For now I’ll just say, wow. I didn’t […]

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Why I Love Budgets. And You Should Too!

Posted by Marko on August 7, 2018 in Off Topic |

I’ve always kept a budget, but the method by which I keep track of my spending has evolved over the years. When I first started out, I budgeted by calculating my monthly expenses, and then dividing them by two. I got paid twice each month, so I would deduct half of my monthly expenses from […]

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Why I Love to Pay Bills

Posted by Marko on July 26, 2018 in Off Topic |

I guess I’m on a “why I love” kick this week. But the title is true. I really do love to pay bills. Don’t get me wrong, I haven’t always loved to pay bills. In fact, there was a year-long period after my first son was born that even the thought of paying bills made […]

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Too Many Commitments = Sickness

Posted by Marko on June 19, 2018 in Off Topic |

We try to keep a moderate schedule. My oldest son is typically in one or two extracurricular activities that never require more than a couple of hours one or two evenings each week. This spring, however, we agreed to let my son play soccer. It doesn’t sound like a big deal, but my son also […]

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