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Spending Less of Our Spending Money

Posted by Marko on November 30, 2019 in Off Topic |

We’re trying something new with our extra spending money. My husband and I usually transfer $500.00 each pay period into a separate checking account that we use solely for anything that isn’t savings or a fixed expense. For us this means things like groceries, personal care items, entertainment, eating out, etc.

While trying to find creative ways to free up more money to invest, we’ve decided to tighten up the spending money we always seem to burn through completely. Any money leftover in our spending account each pay period will either be transferred to our savings account, or invested.

We’re doing a pretty good job this pay period. So far we’ve spent $100.00 less than usual, although my husband will need gas at some point this week. Since our next pay day is this Friday, I’m pretty excited about our progress.

For the past two weeks we’ve been cooking at home each night, and packing lunches for us to take to work and for our school-aged son to take to school. We’ve also paid close attention to how much we’re spending at the grocery store. By buying non-perishables, coffee, and cereal at Costco, we’ve been able to save some money in that area as well.

It seems like by just being more aware of what we’re spending our money on, we’ve eliminated most of the frivolous purchases that were eating up all of our extra money before. We probably bought take-out for dinner at least two times a week before. And that doesn’t include the number of times I sent my husband on ice cream runs every week.

I guess it should be no surprise that in addition to saving some green, I’ve also lost two pounds in the past two weeks!

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Dream of Dying?

Posted by Marko on November 16, 2019 in Off Topic |

Last night I had the most bizarre dream. I dreamed I met with a psychic that told me this was my last incarnation on this planet. And that I only had 12 days left to live. In my dream, I told the fortune teller that another psychic had recently told me that this was my […]

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Are Personal Finance and Minimalism the Same?

Posted by Marko on October 29, 2019 in Off Topic |

So, I’ve been thinking. I recently realized that for me, personal finance and minimalism are closely related. Maybe even one and the same. Before you curse my interpretation, let me explain. Personal finance allows me to simplify my life and create more space for the the things I value and care about. It helps me […]

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Goodbye Debt. Hello Hawaii.

Posted by Marko on October 9, 2019 in Off Topic |

Earlier this week I was chatting through the comments section with Gena from Ha Nui Loa regarding a really humorous guest post from Gip Plaster from So Much More Life about the false stereotypes people have about Texans. Since Gena lives in Hawaii with her husband Jeff, I was sharing with her a couple of […]

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Multitasking = Scattered Energies

Posted by Marko on September 17, 2019 in Off Topic |

This morning I was reading a post written by Selena from This Contented Life. It was an entry from her Life Lessons series titled Do One Thing at a Time. Her post really got me thinking about the downfalls of scattering our energies. Not only does multitasking cause unneeded stress in our lives, it also […]

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The More (Open) Minds the Merrier

Posted by Marko on August 25, 2019 in Off Topic |

This may be an unpopular post, but there is something that’s been bothering me lately. Why are so many minimalist bloggers encouraging others to stop reading blogs while also refusing to associate with new people outside of THEIR space (blog)? Isn’t that like saying, “Oh no. I won’t come to your party – it’s not […]

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Less Me, More We

Posted by Marko on August 9, 2019 in Off Topic |

Well, May 21st came and went and we’re all still here. I’ll admit I wasn’t worried that we wouldn’t be, but you never know. Speaking of the anticipated rapture, I was reading a post written by Laura from Smash Your T.V. and Have Adventures this weekend. It was about an end-of-times sale she spotted on […]

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Living a Mindful and Frugal Life

Posted by Marko on July 25, 2019 in Off Topic |

When I think of being frugal I think of living economically. It is being mindfully aware of all my daily actions so as not to create unnecessary waste. I think of simple living, reducing costs and streamlining my home and business. We live in a society that creates waste in increasing amounts. We upgrade all […]

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Stop Consuming, Start Creating

Posted by Marko on July 7, 2019 in Off Topic |

There is a happiness and contentment that sets in when you stop trying to fill the discontent in your soul by consumption — and instead focus your energy on creation. Consumption : the utilization of economic goods in the satisfaction of wants or in the process of production resulting chiefly in their destruction, deterioration, or transformation. ~As […]

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Do You Have an Escape Plan for Your Life?

Posted by Marko on June 19, 2019 in Off Topic |

When I was younger I used to keep a backpack in the toy box by my bedroom door. Inside were all of the things I felt I would need in order to survive if for some reason I was forced out of my home. In it I kept some extra underwear and a couple pair […]

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